On 26th of September 2018, The Supreme Court of India passed an historic verdict which stated Aadhaar would not require for opening of new bank accounts or for linking of existing HDFC bank account.
But due to earlier judgments most of the HDFC bank account holders have already linked their Aadhaar with their Bank Account or those who opened HDFC bank account has opened it by providing Aadhaar Card, as bank at that time were saying Aadhaar is mandatory. So with the September 26th Judgment, those who have already linked Aadhaar might not be happy as they would need to go through again delinking Aadhaar from bank process.
It is not mandatory to delink Aadhaar from HDFC Bank, if bank holder wishes then he can keep it linked with bank account, but one doesn’t wants to keep it linked with bank account then he or she has a right to delink it from their bank account.
The Supreme Court of India, verdict states “The Aadhaar number holder may, at any time, revoke consent given to a KUA ((KYC user agency) for storing his e-KYC data or for sharing it with third parties, and upon such revocation, the KUA shall delete the e-KYC data and cease any further sharing.”
Below is the complete process on how to unlink Aadhaar from HDFC Bank Account.
Process on how to Unlink Aadhaar from HDFC Bank Account
Before you make up your mind to unlink Aadhaar from HDFC Bank, you should make sure that your HDFC Bank is not linked with Direct Benefit Transfer Scheme. If you try to delink Aadhaar from Direct Benefit Transfer Scheme enabled bank account then from next time your Gas Subsidy would not get credited into this bank account. So to again enable DBT that is Gas Subsidy to credit you will have to submit the application form of DBT again to link your bank account.
Till Date HDFC Bank has still not made the process to unlink Aadhaar from HDFC Bank Account public, neither on their website nor on their app as they used to for linking of Aadhaar.
But you can still request HDFC Bank to delink your Aadhaar Details from their database by submitting the request at the HDFC Branch.
But due to earlier judgments most of the HDFC bank account holders have already linked their Aadhaar with their Bank Account or those who opened HDFC bank account has opened it by providing Aadhaar Card, as bank at that time were saying Aadhaar is mandatory. So with the September 26th Judgment, those who have already linked Aadhaar might not be happy as they would need to go through again delinking Aadhaar from bank process.
It is not mandatory to delink Aadhaar from HDFC Bank, if bank holder wishes then he can keep it linked with bank account, but one doesn’t wants to keep it linked with bank account then he or she has a right to delink it from their bank account.
The Supreme Court of India, verdict states “The Aadhaar number holder may, at any time, revoke consent given to a KUA ((KYC user agency) for storing his e-KYC data or for sharing it with third parties, and upon such revocation, the KUA shall delete the e-KYC data and cease any further sharing.”
Below is the complete process on how to unlink Aadhaar from HDFC Bank Account.
Process on how to Unlink Aadhaar from HDFC Bank Account
Before you make up your mind to unlink Aadhaar from HDFC Bank, you should make sure that your HDFC Bank is not linked with Direct Benefit Transfer Scheme. If you try to delink Aadhaar from Direct Benefit Transfer Scheme enabled bank account then from next time your Gas Subsidy would not get credited into this bank account. So to again enable DBT that is Gas Subsidy to credit you will have to submit the application form of DBT again to link your bank account.
Till Date HDFC Bank has still not made the process to unlink Aadhaar from HDFC Bank Account public, neither on their website nor on their app as they used to for linking of Aadhaar.
But you can still request HDFC Bank to delink your Aadhaar Details from their database by submitting the request at the HDFC Branch.
- Visit HDFC Bank with your Bank Account Number.
- Request the Customer Executive at HDFC Bank that you want to unlink your Aadhaar from HDFC Bank Account.
- Executive will give your Application Form, or else you will have to write application form to delink your Aadhaar from HDFC Bank.
- Mention all your details like name, HDFC Bank Account Number, mobile Number etc.
- Submit the form to the branch executive.
- Your Aadhaar will get usually delinked from your bank account within 48 hours. To cross check you can even call HDFC Bank or visit Branch to ask whether your Aadhaar has been delinked from HDFC Bank Account or not.
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