Reserve Bank of India Directs Banks Linking Aadhaar Mandatory to Avail Crop Loans

The Reserve Bank of India has directed commercial banks to make linking Aadhaar Mandatory for Farmers to avail short-term crop loans in 2017-2018. "Interest Subvention Scheme for Short Term Crop Loans during the year 2017-18" notification was send to all public and private sector scheduled commercial banks by RBI.

This step has been taken by RBI to ensure hassle-free benefits for farmers under interest subvention scheme, the banks are advised to take Aadhaar and link to respective farmers account in order to avail short term crop loans in 2017-2018.

This development has been made after approval of central government on the implementation of the interest subvention scheme for the year 2017-18 for short-term crop loans up to ₹3 lakh with some stipulations. To provide short-terms crop loans for farmers upto ₹3 lakh at interest rate of 7% per annum during the year 2017-2018, it has been decided to offer interest subvention of 2 percent per annum to lending institutions via Public Sector Banks (PSBs), Private Sector Commercial Banks (in respect of loans given by their rural and semi-urban branches only) on use of their own resources.

The interest subvention of 2 percent will be calculated on the crop load amount from the date of its disbursement, drawl up to the date of actual repayment of the crop loan by the farmer or up to the due date of the loan fixed by the banks whichever is earlier, subject to a maximum period of one year.

An interest subvention of 2 percent per annum will be made available to banks for the first year on the restructured loan amount to provide relief to farmers affected by natural calamities.

Aadhaar and PAN Card Deactivated - How to Re-Verify Invalid PAN and Aadhaar

Linking Aadhaar with income tax filing, PAN Card, Bank Accounts, and Schemes has now become mandatory as per Government Decision.

So Aadhaar has become most important document to be hold by individual, importance of Aadhaar has been grown as day passes and the current Government task to kill black money in country. Tax Payers in India has been increased with linking of Aadhaar and on the other hand Government has identified and deactivated around 81 lakh Aadhaar Card and 11 lakh PAN Cards. This step of deactivating Aadhaar and PAN Card was taken due to unscrupulous people's effort to exploit the government policies by using multiple cards.

So the Government of India recently rectified and deactivated around 11,44,211 PAN Cards as in most of the cases Multiple PAN was allotted to one single person. On other hand UIDAI the authority who issues Aadhaar Number deactivated around 81 lakh Aadhaar numbers. UIDAI deactivated these Aadhaar Number as per Aadhaar Life Cycle Management (ALCM) guidelines.

Ever since Modi Government has come into existence several actions has been taken in Indian Financial System to get rid of Fake Identities, which involved Multiple PAN Cards and Aadhaar Cards. Recently Government has made Aadhaar Mandatory while filing Income Tax Returns and applying for fresh PAN Card. And Government has also asked residents to link their Aadhaar Number with their PAN Card, but for that you need to check status of your PAN and Aadhaar if it is in active state or not. So below is the process which will explain the complete process to check Aadhaar and PAN Status.

Check Aadhaar Active/ De-active Status

• Visit Official UIDAI Website https://uidai.gov.in/
• Go to Verify Aadhaar Number.

• Enter in your Aadhaar Number and enter security code as you can see in the image and click on Verify button.

• If your Aadhaar Number is Valid than on next page a message will be displayed confirming the status of your Aadhaar Number, in case if your Aadhaar is invalid than it will say this Aadhaar Number does not exists.

How to Re-Verify Invalid Aadhaar Card

If your Aadhaar shows inactive or invalid on checking verification than visit nearby Aadhaar Enrollment Center along with POI, POA and DOB Documents. Fill out the Aadhaar Update Application Form and enter in your existing Aadhaar Number in the form, enclose your documents and submit it. Your biometrics will be re-verified, and if it matches the existing data than only your Aadhaar will get activated.

Check PAN Active/ De-active Status

• Visit incometaxindiaefiling.gov.in portal.

• Click on Know Your PAN.

• Fill in your details asked like your name, status, DOB, Mobile Number and click on submit button.

• You will receive One Time Password on your mobile number, just enter the otp and click on validate.

• If your PAN Number is active than it will display it is active and if not than it will display inactive status.

UGC NET Online Registration with AADHAR at cbsenet.nic.in

UGC NET November 2017 Session Examination Online Registration with Aadhaar is Open at Official CBSE NET Website www.cbsenet.nic.in. CBSE has started accepting Aadhaar as Identity Document for the applicants of UGC Net for November 2017. CBSE Board is conducting NET Exams twice per year.

Applicant who hold Aadhaar Card should enter their Aadhaar Number, Name, Date of Birth, and Gender in Online Registration Application for UGC National Eligibility Test. And those Applicants who still have not applied for Aadhaar Card shall have to enroll their self for Aadhaar and obtain Aadhaar Enrollment Number. Aadhaar Number or Aadhaar Enrolment Number is mandatory to be entered while registration for UGC NET in all states except Assam, Meghalaya and Jammu Kashmir.

How to Register for CBSE UGC NET 2017 Online Application with Aadhaar Number

• Visit Official UGC NET Website by clicking here.

• Register an account by clicking on registration button, fill in all details asked in the form for UGC NET 2017. Upload Scanned Image and Signature, Pay the fees and take printout of your application.

Aadhaar Makes It Easy - By Our Blog Readers

Some of our blog readers and followers has shared some of their personal incidents which they faced and found that Aadhaar Makes It Easy or Aadhaar Hai to Aasaani Hai for them.

Venugopal B says: Aadhar card is the best card in our India it's useful all over Indian peopleJan Dhan Yojana: The guiness world record holder scheme Pradhan Mantri Jan Dhan Yojana (PMJDY) accepts Aadhaar card/number as the only document sufficient to open the bank account. Although you open PMJDY account after producing other documents as well. The benefits offered are RuPay card, free zero balance savings account, life and accident insurance and many others. Read more on how to open PMJDY account with no valid documents.
Passport in 10 days: This benefit of Aadhaar card will relieve you the most! If you have an Aadhaar card, you can get passport in just 10 days. Under this format, police verification will be done at a later date as opposed to the previous rule requiring police verification which used to be time consuming. Also under the new government’s rule, if you need a passport, Aadhaar number is compulsory.
Digital Locker: Government of India has launched digital locker (DigiLocker) system for everyone for storing all personal document on the government’s server. And sign-up process for DigiLocker requires person to link his/her 12 digit Aadhaar card number. Check out benefits of DigiLocker.
Voter Card Linking: Starting 9th March 2015, Aadhaar card UIDAI number would be linked to the voter ID’s. This action is taken to eliminate bogus voters. Once an Aadhaar number is linked, it would become impossible for an multiple voter ID card holder to make it’s illegal use, as registration requires voter card holder to
be physically present and produce Aadhaar card to the polling booth officer for linking.
Monthly Pension: All the pensioners from select states will now have to register their Aadhaar card number to their respective department in order to receive monthly pension. This move was initiated as there have been fraudulent incidents as beneficiaries requesting pension were found to be fake.
Provident Fund: Similar to pension, provident fund money will be given to the account holder who’ve registered their Aadhaar number with employee provident fund organization (EPFO).
Opening new bank account: Aadhaar letter provided by UIDAI is now acceptable by banks as a valid proof to open bank account. In fact, it can serve as an address proof as well provided address on Aadhaar card and address proof perfectly matches. i.e. no need to produce bunch of documents to the banks for opening the account. Check out benefits of linking Aadhaar number and bank account.
Digital Life Certificate: Aadhaar linked digital life certificate is another initiative which was launched by Department of Electronics and IT. Named as
“Jeevan Praman for Pensioners”, this system will end the process where pensioner had to be physically present at Pension Disbursing Agency to avail pension. Instead all the details of pensioner will be accessed digitally by the agency.

Prasanth Kumar says: While I am studying B.Sc 2nd year in the year 2014,adhar card is compulsory to get the scholarship (provided by ap govt.).But I didn't received the adhar card.At that moment I felt so much depression,because that scholarship money will help to my further education.......
I waited half of the year,such cases also not received my card,.....last date was completed to apply scholarship....
Finally.....I lost my scholarship for that year(2014)
Next year I have the adhar card....then it is very helpful for getting opportunity giving by government of Andhra Pradesh.

Santosh Padhy says: Benefits of Aadhaar Card. Listed below are the most important benefits of Aadhaar card and why it is must for every Indian moving forward…

Aadhaar based Direct Benefit Transfer (LPG Subsidy): The 12 digit individual identification number on Aadhar card is used to get LPG subsidy amount directly in the bank account. This DBTL scheme is named as PAHAL. To get this benefit you need to visit your area’s distributor and get Aadhar number linked to the 17 digit LPG consumer number. Although now you can get direct benefit transfer by linking bank account to the LPG number. Read more about PAHAL scheme.

Jan Dhan Yojana: The guiness world record holder scheme Pradhan Mantri Jan Dhan Yojana (PMJDY) accepts Aadhaar card/number as the only document sufficient to open the bank account. Although you open PMJDY account after producing other documents as well. The benefits offered are RuPay card, free zero balance savings account, life and accident insurance and many others. Read more on how to open PMJDY account with no valid documents.
Passport in 10 days: This benefit of Aadhaar card will relieve you the most! If you have an Aadhaar card, you can get passport in just 10 days. Under this format, police verification will be done at a later date as opposed to the previous rule requiring police verification which used to be time consuming. Also under the new government’s rule, if you need a passport, Aadhaar number is compulsory.
Digital Locker: Government of India has launched digital locker (DigiLocker) system for everyone for storing all personal document on the government’s server. And sign-up process for DigiLocker requires person to link his/her 12 digit Aadhaar card number. Check out benefits of DigiLocker.
Voter Card Linking: Starting 9th March 2015, Aadhaar card UIDAI number would be linked to the voter ID’s. This action is taken to eliminate bogus voters. Once an Aadhaar number is linked, it would become impossible for an multiple voter ID card holder to make it’s illegal use, as registration requires voter card holder to
be physically present and produce Aadhaar card to the polling booth officer for linking.
Monthly Pension: All the pensioners from select states will now have to register their Aadhaar card number to their respective department in order to receive monthly pension. This move was initiated as there have been fraudulent incidents as beneficiaries requesting pension were found to be fake.
Provident Fund: Similar to pension, provident fund money will be given to the account holder who’ve registered their Aadhaar number with employee provident fund organization (EPFO).
Opening new bank account: Aadhaar letter provided by UIDAI is now acceptable by banks as a valid proof to open bank account. In fact, it can serve as an address proof as well provided address on Aadhaar card and address proof perfectly matches. i.e. no need to produce bunch of documents to the banks for opening the account. Check out benefits of linking Aadhaar number and bank account.
Digital Life Certificate: Aadhaar linked digital life certificate is another initiative which was launched by Department of Electronics and IT. Named as
“Jeevan Praman for Pensioners”, this system will end the process where pensioner had to be physically present at Pension Disbursing Agency to avail pension. Instead all the details of pensioner will be accessed digitally by the agency.
SEBI: It is now accepted as a proof of address by Securities and Exchange board of India for investing in stock market. Till now, it was used by SEBI as identity proof.

Muthuluri priyanka says: Adharcard is very important lifeAdhar in most poor peoples and also rich peoples ,,India having the national flag for every person having the adharcard all aresalute the adharcard and national flag

Suresh Rockzz says: My aadhar card is very usefull to personal certificate or personal development to prove the we are Indian people so it is very easy to prove it

Kalyan salluri says: My adhar card is very useful to me.the we are though information about us.that is important certificate to all the Indians.we can't open the bank account without the adhar.and we can't buy the new sim card without the adhar card...adharcard give the genuine information about the people...this is the very important to Indian people's.

Hari Krishna says: Aadhar is very use ful to all the people in india . Because we can get our information through aadhar. Because of available of aadhar we can easily access to get any communications (such as mobiles ,sim cards,address details.and then through pan we can show our property details with the help of pan .all of than we have a lot's of uses through the pan and aadhar.

Laxman Dhaipulle says: AADHAR card is a unique number to all for using this instead of voter card AADHAR card have to reach to each and every citizen of India there are some government employees are clear because of these person's the facilities of state or Central gov reaching to poor people mudra loan if we ask about this loan simple answer from bankers who is responsible for the money it is the answer to that person he don't know any person in the bank if he knows any employer in the bank then the person eligible for the loan 

S Madhu says: My Aadhaar Card is very useful to me the we are though information about us that is important certificate to all the Indians we can't open the bank accounts without the Aadhaar Card and we can't buy the new sim card aadhaar card give the genuine information about the people's this is the very important to Indian peoples.

Provident Fund Account will automatically Transferred on Job Change if Aadhaar Present

When you change your job, Provident Fund (PF) Account will be transferred to your new office. So this will relieve the hassles to transfer your Provident Fund Account when job is changed.

Currently to transfer PF Account to new place you would have to file application forms, but now this process would be automatically completed if you have Aadhaar Number.

If 12 digit-Aadhaar Number is verified and linked with Provident Fund Account then the account will be eligible to get transferred automatically on job change throughout the country without any application. If an employee changes job his PF Account will be transferred without giving any application in three days.

One of the major reason behind this step auto transferred of provident fund account on job switch was premature closing of accounts by employees. PF Account Money should be withdrawn for major purposes like housing, education of children or serious hospitalization.

Extended Aadhaar Deadline for Free LPG till September

Government of India has extended the deadline for application of Aadhaar by Poor Families urging to avail Free (LPG) Cooking Gas Connection till September.

In March 2017 to avail free LPG under scheme Pradhan Mantri Ujjwala Yojana (PMUY) Government of India had made Aadhaar Mandatory. Household below poverty line (BPL) were entitled to avail free LPG connection if they furnish their 12 digit Aadhaar Number. Those household who doesn't possess Aadhaar Card have to apply for Aadhaar Enrollment latest by 31st May 2017, to be able to avail Free LPG. So now the Mnistry of Petroleum and Natural Gas has now issued a notification about extending the deadline to 30th September 2017.

The Pradhan Mantri Ujjwala Yojana Scheme was launched last year and had proposed to issue Free 50 Million LPG Connections to poor household, which aimed to provide clean cooking fuel for poor women. But till date only 26 million free LPG Connections are issued to poor women families.

The Women who doesn't have Aadhaar will have to enroll herself for Aadhaar Card and apply for free LPG Connection by providing her Aadhar Enrolment ID Slip. You will also have to provide Government Identification Documents like Bank Passbook with Photograph, Voter ID, Ration Card, PAN, Passport, Driving License, Kissan Photo Passbook or Certificate of Identity having photo issued by Gazetted officer on an official letterhead.

Participate in Aadhaar Makes It Easy to Win ₹20000/-

#AadhaarMakesItEasy

Success Story based Aadhaar Contest

Terms  & Conditions

Eligibility:

The Contest is open to the residents of India only. Non-Aadhaar holders are not eligible to participate.

Duration:

• The validity of this campaign begins at 00:00 on July 10, 2017 and ends at 23:59 on August 9, 2017 (i.e. 30 days).

Participation Criterion:
How to participate?

• Entries must be submitted online via modes described in Sl. No

• No  physical  copy  will  be  accepted  at  any  of  the  UIDAI offices.

• Stories can only be uploaded as:Microsoft Word document (.doc or .docx) OR in PDF format (.pdf) OR Link  to  a  published  blog  article  (publishing  date  should  be after contest start date and before contest end-date) And sent to us as: a private message on Facebook/Twitter OR email to media.division@uidai.net.in

• Submissions in the form of Google Docs (.gdoc), Pages documents (.pages)  or  other  word  processor  formats  are  not  acceptable.

Note:  If  we  are unable  to  find or  open  your  essay  file (  owing  to either  an  incorrect  format  or  upload  error),  your  entry  may  be declared invalid.

• For submissions,one needs to write a detailed article on Aadhaarand the way it is changing lives of people with suitable examples,facts and figures and send the link to us via a private message on Facebook/Twitter  or  email  to  media.division@uidai.net.in  with your  name  titled  as  author  of  the  same  article.  The  said  article should  be  an  original  article  and  should  have  been  published during the period of the said contest i.e. between July 10, 2017 to August 09, 2017 only.

• Word limit for the article is between 200 to 500 words.

• All the contestants must positively send in their entries for this contest along with the following details:

1. Aadhaar Number (participant’s)
2. Name as on Aadhaar
3. Contact address
4. A confirmation (ONLY Yes/No. Bank details not required)that their Aadhaar is linked to a bank account.
5. In case the participant’s Aadhaar is not linked to a bank account, please refer to Point No. ‘i’ in 
6. General Terms & Conditions mentioned below.

Dos :

• Only  one  entry  per  person  will  be  accepted.  Only  individual entries will be accepted. Team entries will not be accepted.

• Submitted  story  must  be  based  on  true  story  of  either  the contestant or his/her acquaintance. 

• Word  limit  for  submitted  story  or  blog article  should  be  200  to 500  words.  It should  describe  how  Aadhaar  changed  their  lives and  impact  of  Aadhaar  as  an  identity  platform  in  the  story which  may  include  real-life  examples.  The participant  may  use photographs/  illustrations  to  support  the  story.  (These  should be  original  work  ONLY.  Any  liability  arising  about  Copyright  of the images used shall be with the author/ publisher ONLY).

• Story can either be in Hindi or English only.

Don’t

• Any entry or submission shared as a public Tweet/ Post or Comment on UIDAI’s  official  social media  pages  will  be  deemed  invalid.  Only submission   made   by   private   message   will      be  considered   for evaluation, provided it meets conditions described in this document.

• Use  of  Plagiarism  will  not  be  appreciated  and  such  entry  will  be deemed invalid.

• Please  do  not  mention  or  show  your/anyone’s  Aadhaar  number  or direct  contact  information  in  the  submitted  article.  Such  entries  will be deemed invalid.

• Sharing of details such as Name, Contact number, Aadhaar number and a  confirmation  in  Yes/No that  your  Aadhaar  is  linked  to  your  bank account  at  the  time  of  submission  is  mandatory;  without  which  the entry will be deemed invalid.

• In  case  the  participant’s  Aadhaar  is  not  linked  to  a  bank  account, please refer to Point No. ‘i’ in  General Terms & Conditions mentioned below.

RESTRICTIONS:

Your entry shall not contain any content that:

• is  derogatory  of  any  ethnic,  racial,  gender,  religious  or    unnecessarily violent, profane, or pornographic.
• promotes  alcohol,  illegal  drugs,  tobacco,  firearms/weapons  (or  the  use of any of the foregoing); promotes any activity that may appear unsafe or dangerous.
• is obscene or offensive; endorses any form of hate or hate group.
• appears to duplicate any other submitted Entries.
• defames,  misrepresents  or  contains  disparaging  remarks  about  other people, companies, or organizations.
• contains  materials  embodying the  names,  likenesses,  voices,  or  other indicia  identifying  any  person,  including,  without  limitation,  celebrities and/or   other   public   or   private   figures,   living   or   dead,   without permission.

Evaluation: 

After the last date, all eligible entries, received during the Contest Period, will be evaluated by the evaluation committee.

The evaluation will be based on the following criteria:

• Message(s) being communicated 

• Uniqueness of work &  use of language 

• Correctness of information The Finalists will be contacted through email/ message by Sept 15, 2017. If you have  not  been  contacted  by  this  date,  you  may  assume  that  your  work  has  not

been short-listed.

Winners Selection:

• UIDAI’s discretion is final and no correspondence in this regard will be entertained.

• Results will be posted on UIDAI’s official Social Media Platforms.

• All  winners  will  be  notified  by  email  or  by  private  message  on  relevant social media platform.

• Contest participation  by  default  would  mean  that  the  participant  gives consent  to  the  use  of  their  information  submitted,  for  advertising purposes   in   any   and   all   media,   including   online   media,   without additional compensation.

Prizes:

• Top five success stories/ blog articles will be awarded a cash prize of  Rs. 20,000/- while the next 20 success stories/ blog articles will get a prize of 5,000/-

• Prize money will be sent to Aadhaar linked bank account only. 

• Prizes are non-transferable.

• Result will be posted on Social Media by Sep 10 ,2017. 

General Conditions:

• The action of sharing the success story/blog writing does not guarantee a winning.

• UIDAI  employees  or  employees  of  any  of  its  vendor  agencies  may participate   in   the   contest.   However,   their   entries   will   only   be rewarded  with  participation  or  appreciation  certificate  and  no  prizes will be awarded to such entries.

• Participation in the contest itself means that the contestant agrees to the terms and conditions as laid out in this document.

• By  participating  the  contestant  also  undertakes  that  he/she  is  the original author of the article and the information used in the article is correct and factual.

• The  contestant  also  gives  consent  to  UIDAI  to  use  his/her  name, and/or  story  or  parts  thereof  in  any  merchandise,  advertisements, educational  materials  or  publicity  carried  out  or  produced  by  UIDAI without further notice or compensation. 

• UIDAI  can  publish  or  decline  to  publish,  or  use  or  decline  to  use,  any submitted  story  from  #AadhaarMakesItEasy  Contest  in  any  form  it deems fit.

• Entrants  must  comply  with  these  rules,  and  will  be  deemed  to  have received and understood the rules if they participate in the contest.

• It is mandatory for all the participants to have an Aadhaar linked bank account for  hassle-free  and  fair  disbursement  of  prize  amount,  if selected as a winning entry. If you do not have your Aadhaar linked to your  bank  account  and  you  wish  to  participate  and  showcase  your talent  on  a  national  level,  you  can  still  participate  by  linking  your Aadhaar with your respective bank account until the result of the said contest  is   out   i.e,  10th   September   2017.    

• In   such   cases,   the contestant needs to inform UIDAI with a confirmation that his/ her Aadhaar is now linked to a bank account.

• UIDAI  is  not  responsible  for  any  errors  or omissions  in advertising  this contest.  This contest will run in accordance with these contest rules, subject to amendment by UIDAI. 

• UIDAI  reserves  the  right  to  cancel,  amend,  modify,  postpone  or terminate this contest or the rules at anytime in its sole discretion and  without any prior notice.